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How did you learn about DMJ Financial?:


The things I most want DMJ Financial to do for me are:

1.
2.
3.
4.
5.

I am in "credit counseling."

Name:

Homeowner 1
Full Name:
SSN: Date of Birth:

Homeowner 2
Full Name:
SSN: Date of Birth:

Person to contact is:

E-mail address:

Home phone number: I'm at home:

Work phone number: I'm at work

Home address:

Street:
City: State:
ZIP:

I have rental income property

Address of rental income property 1:
Street:
City: State:
ZIP:

I have more rental income properties

Purchased:

I bought the owner-occupied property in (year):
Purchase price: $

I bought rental income property 1 in (year):
Purchase price: $



Value of my property(ies):

Owner-occupied: $

Rental property 1: $

Owner-occupied:
Have any properties been listed for sale with a Realtor in the last 12 months?:
Has been listed within the last 12 months
Has NOT been listed within the last 12 months.

Rental income property 1:
Has been listed/has not been listed within the last 12 months.
Has been listed within the last 12 months
Has NOT been listed within the last 12 months.



Property Descriptions:

Owner-occupied:
Brick Frame

Total number of bedrooms in house:
Total number of FULL bathrooms in house:
Total number of HALF bathrooms in house:

Rental property 1:
Brick Frame

Total number of bedrooms in house:
Total number of FULL bathrooms in house:
Total number of HALF bathrooms in house:



Mortgages:

Owner-occupied:
Number of loans on property?:
Dollar amount of debt on 1st loan?: $
Dollar amount of debt on 2nd loan?: $
Dollar amount of all OTHER loans on property? (combined): $


Rental property 1:
Number of loans on property?:
Dollar amount of debt on 1st loan?: $
Dollar amount of debt on 2nd loan?: $
Dollar amount of all OTHER loans on property? (combined): $



Property Taxes:

Owner-occupied:
ANNUAL amount of property taxes?: $

Taxes are:
Included in mortgage
Not included in mortgage

Taxes are:
Paid up.
I owe number of installments.

Rental property 1:
ANNUAL amount of property taxes?: $

Taxes are:
Included in mortgage.
Not included in mortgage.

Taxes are:
Paid up.
I owe number of installments.



Homeowners' Insurance:

Condo owners: check "condo" and skip remainder of insurance section.

Owner-occupied:
Condo?
Insurance is Included in mortgage. Not included in mortgage.

Insurance is $ per YEAR.

I am behind on my insurance

Rental property 1: Condo?
Insurance is Included in mortgage. Not included in mortgage.

Insurance is $ per YEAR.
I am behind on my insurance .



Condo assessments:

Owner-occupied: $ /month.

Current Delinquent

I am months behind.

Rental property 1: $ /month.

Current Delinquent

I am months behind.



Income:

Homeowner 1:
Main Employment:

My income is :

Income before taxes: $

Time on job: years, months

Job title:

Employer name:

Part-time/secondary Employment:

Main Employment:

My income is :

Income before taxes: $

Time on job: years, months

Job title:

Employer name:

I have additional income $ /month

Type of income:

Homeowner 2:

Main Employment:

My income is :

Income before taxes: $

Time on job: years, months

Job title:

Employer name:

Part-time/secondary Employment:

Main Employment:
My income is :

Income before taxes: $

Time on job: years, months

Job title:

Employer name:

I have additional income $ /month

Type of income:

There are additional people on title to the owner-occupied property

There are additional people on title to rental income property 1


 

Client Appreciation Program

We would like to take a moment and introduce a complimentary service we provide for all our customers. It’s called out Client Appreciation Program. It is part of our recent commitment to run our business exclusively by referral!

From time to time we run across some information that we feel will be useful to our best clients, and we call these our “Items of Value”. These items get sent out monthly, free of charge, and are one of the ways we say thanks for being such a great customer. In addition, we will be providing you with information on a regular basis about a great trade or service that our staff came across.

If you know anyone who would appreciate the same level of customer service we provide or who would like to be enrolled in our monthly Client Appreciation Program please call or email us with there name, phone number and a good mailing address and we will be happy to follow up with them.

We would love to get your feedback, if there is a topic for an Item of Value that you would like to see please click here and let us know.

Cyberhomes.com
From the leader in property information, services, and technology for Realtors, appraisers, and lenders there database includes more than 100 million property, ownership, sales, and mortgage records, covering more than 85% of the U.S. population. View detailed heat maps of home values, changes in value, and property density. Tag, save, and get alarms on homes, neighborhoods, and schools of interest. Email links and print home reports to share with friends and family.

Title.com
At Title.com, you can learn about the title search process and title insurance. Understand escrow. Get familiar with all the questions you should ask to make sure your closing goes smoothly. We’ll even help you choose a title company, Get a Rate Quote and then help you get organized for the big move.

Moving Checklist

Two Months prior to Moving Day:

  1. If you are using a mover, get a few estimates from moving companies. (check dmjfinancial.net for suggestions)
  2. If you are moving yourself, get costs from at least two truck rental companies.
  3. Create a floor plan of your new home fro furniture and appliance placement.
  4. Make an inventory of your household goods and begin to remove clutter (start with basement, attic, garage, shed, and other storage areas).
  5. Start a file for all of you moving paperwork (estimates, receipts, etc.).
  6. Arrange to transfer school records.
  7. Choose a mover (or truck rental company).
  8. Get your new home ready contact painters, carpenters, plumbers, roofers, etc., so your home is ready when you arrive. Remember to change the locks on all the doors in your new home.
  9. Visit www.smoothmoves.com for tips on moving with children.

Six Weeks Prior to Moving Day:

  1. Obtain and fill out post office change-of-address cards.
  2. Make arrangements for storage if necessary.
  3. Ask your doctor or health plan provider for referrals, and obtain all medical records.
  4. Clean closets and drawers
  5. Start using foods and cleaning supplies that can’t be moved.

Four Weeks Prior to Moving Day:

  1. Schedule disconnection of all utility services at your old home, and connection of them at your new home. Be sure to disconnect the day after you leave and connect the day before you arrive. If you have “last month” deposits with services, such as the telephone company, request your refund.
  2. If you are moving yourself, reserve a rental truck.
  3. If you are packing yourself, obtain packing materials and start packing items you won’t need after you arrive at your new house.
  4. Arrange for cleaning and repair of furniture, drapes and carpeting.
  5. Check with your insurance company to see how your possessions are covered during transit.
  6. Collect your important records- Gather personal and family records, including medical and dental, veterinary and school records; legal and financial documents; birth certificates, passports and insurance documents.

Three Weeks Prior to Moving:

  1. Properly dispose of items that cannot be moved, such as flammable liquids.
  2. Prepare auto registration for transfer (if moving to another state).
  3. If you are moving in or out of an apartment, arrange for use of the elevator.
  4. Make child-care arrangements for moving day.
  5. Hold your moving sale.

Two Weeks Prior to Moving Day:

  • Arrange for disposal of anything not sold at your moving sale.
  • Return and borrowed items (including library books) and retrieve any loaned items.
  • Cancel newspaper delivery.
  • Notify any creditors of your move.
  • Transfer prescriptions and be sure you have an adequate supply of medications on hand.
  • Assemble a file folder of information to leave for the new owner of your home.
  • Change your address- One week before you move, send change-of-address cards to everyone who will need to contact you.
  • Pick up laundry-Laundry tickets are easy to misplace, so ask for your things by name and not just by the receipts you have.
  • Pack a travel kit: Put aside critical items like a checkbook, credit cards, personal phone book, ID, flashlight, keys, toiletries, tools, paper plates, cups, towels, travel alarm clock, aspirin, bandages and games for the kids. Also, pack a suitcase with clothing and other personal items.

One Day Prior to Moving:

  • Disconnect and prepare major appliances for the move.
  • Set aside anything that will travel in your car so it will not be loaded on the truck.
  • Pack a box of items that will be needed first at the new house. Clearly mark this box “Load Last”.
  • Obtain cash or travelers checks for the trip and to pay the movers.
  • Confirm arrival time of your moving van/truck.
  • If moving yourself, dismantle beds and other large furniture.

Moving Day:

  • If using a mover, be sure someone is at the old hose to answer any questions.
  • Note all utility meter readings.
  • Read your bill of loading and inventory carefully before signing. Keep this paperwork in a safe place.

Delivery Day:

  • Check you belongings carefully and note on the inventory paperwork any damaged items.
  • On an interstate move, be prepared to pay the driver before your possessions are unloaded.
  • Supervise unloading and unpacking
  • Be prepared to pay your mover with cash, certified check, or travelers checks unless other arrangements have been made in advance.
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